Retirement Planning: Navigating the New Landscape

Retirement planning has never been more complex—or more critical. In the past five years, changing tax rules, shifting pension structures, and global uncertainties have created new challenges for Canadians nearing retirement. Whether your goal is tax efficiency, wealth preservation, or legacy planning, Connect Wealth is here to guide you through this evolving landscape.
Prep for Retirement: 4 Must-Do Steps!

Retirement means more time for the things you love, but many Canadians aren’t sure where to start. Planning for your financial future is just as important as the decision to retire. In this blog post, we’ll walk you through four essential steps to take before you retire. Let’s make your retirement journey smooth and secure!
A Defined Contribution Pension Plan

When faced with pension decisions, how do you know what is best for your circumstance? Understanding your how your pension benefit works will help you plan for your future. What is a pension? A pension is simply a source of income that you draw during your retirement. There are two main types of pension plans: […]
How Much Do I Need to Retire?

One of the most frequently asked questions when meeting with prospective clients is, “How much do I need to retire?” The simple answer is: it depends. Many varying factors are considered for each situation. The hope is that this article will remove some of the mystery around figuring out how much is enough to retire […]
The Ins and Outs of a Defined Contribution Pension Plan

When faced with pension decisions, how do you know what is best for your circumstance? Understanding how your pension benefit works will help you plan for your future. What is a pension? A pension is simply a source of income that you draw during your retirement. There are two main types of pension plans: Defined […]
The Art and Science of Wealth Decumulation Part II

Much of the financial services industry is focused on Wealth Accumulation.You’ve likely heard: “Contribute to RRSPs” “Maximize your TFSA” “Buy an RESP for your child’s education” So what happens when you reach retirement and all that hard work of building wealth for your future becomes your main source of income?Your questions might now become: “Should […]
The Art and Science of Wealth Decumulation Part III

Much of the financial services industry is focused on Wealth Accumulation.You’ve likely heard: “Contribute to RRSPs” “Maximize your TFSA” “Buy an RESP for your child’s education” So what happens when you reach retirement and all that hard work of building wealth for your future becomes your main source of income?Your questions might now become: “Should […]
The Art and Science of Wealth Decumulation

Much of the financial services industry is focused on Wealth Accumulation.You’ve likely heard: “Contribute to RRSPs” “Maximize your TFSA” “Buy an RESP for your child’s education” So what happens when you reach retirement and all that hard work of building wealth for your future becomes your main source of income?Your questions might now become: “Should […]
Is It Okay To Retire With Debt?

Canadians are having a harder time than ever saving for retirement as well as paying down debt. Debt levels are higher than they’ve ever been. For example, 2003 Debt-to-disposable income was 120% versus today at almost 180%. Real estate and consumer goods have jumped significantly in price and it doesn’t appear to be slowing down […]
Canada Pension Plan – How stable is it?

Canadian workers rightly assume that the Canada Pension Plan (CPP) will be there for them when they reach retirement. In honor of this expectation we thought we would dig a little deeper into this national program. Here is what we found: Interesting Facts: It is the 10th largest pension in the world ($392 Billion as of […]