The Money Minute Blog

Join us on an exciting journey into the world of financial planning with our Money Minute blog series. Featuring short reads and videos, this series offers practical financial resources that simplify complex concepts, making them more understandable and accessible to everyone. Whether you’re an experienced investor or just beginning your financial journey, our content is tailored to all levels of expertise and investment interests. If you have any questions or would like to schedule a meeting with one of our advisors, please don’t hesitate to contact us.

Retirement Planning

The Ins and Outs of a Defined Contribution Pension Plan

When faced with pension decisions, how do you know what is best for your circumstance? Understanding how your pension benefit works will help you plan for your future.What is a pension?A pension is simply a source of income that you draw during your retirement. There are two main types of…

Read More »

The Art and Science of Wealth Decumulation Part II

Much of the financial services industry is focused on Wealth Accumulation.You’ve likely heard: “Contribute to RRSPs” “Maximize your TFSA” “Buy an RESP for your child’s education” So what happens when you reach retirement and all that hard work of building wealth for your future becomes your main source of income?Your…

Read More »

The Art and Science of Wealth Decumulation Part III

Much of the financial services industry is focused on Wealth Accumulation.You’ve likely heard: “Contribute to RRSPs” “Maximize your TFSA” “Buy an RESP for your child’s education” So what happens when you reach retirement and all that hard work of building wealth for your future becomes your main source of income?Your…

Read More »

The Art and Science of Wealth Decumulation

Much of the financial services industry is focused on Wealth Accumulation.You’ve likely heard: “Contribute to RRSPs” “Maximize your TFSA” “Buy an RESP for your child’s education” So what happens when you reach retirement and all that hard work of building wealth for your future becomes your main source of income?Your…

Read More »

Is It Okay To Retire With Debt?

Canadians are having a harder time than ever saving for retirement as well as paying down debt. Debt levels are higher than they’ve ever been. For example, 2003 Debt-to-disposable income was 120% versus today at almost 180%. Real estate and consumer goods have jumped significantly in price and it doesn’t…

Read More »

Canada Pension Plan – How stable is it?

Canadian workers rightly assume that the Canada Pension Plan (CPP) will be there for them when they reach retirement. In honor of this expectation we thought we would dig a little deeper into this national program. Here is what we found: Interesting Facts: It is the 10th largest pension in the…

Read More »